Loan Rates
Effective as of: April 1, 2024
| Type | Rate (APR*) | Term (Months) |
|---|---|---|
| New Autos | 4.24% – 7.75%** | Up to 84 Months |
| Pre-owned Autos | 5.49% – 7.75%** | Up to 72 Months |
| Personal Loans | 5.50% – 8.25%** | Up to 60 Months |
| Lines of Credit | 13.00% | N/A |
| Share Pledged Loans | Call for Current Rates | Call for Terms |
| Credit Cards | Call for Current Rates | N/A |
*The ANNUAL PERCENTAGE RATE (APR) you receive is based on certain credit-worthiness criteria and subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. For a $10,000 loan based on a term of 60 months with a 5.00% APR, the monthly payment will be $189.00.
** Up to .50% potential rate reduction. Contact our loan department for terms and conditions.
Share and Certificate Rates
Effective as of: September 1, 2024
| Type | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Dividends Compounded |
|---|---|---|---|---|
| Certificate 1-year Term | 0.25% | $1,000 | N/A | Quarterly |
| Regular Savings | 0.10% | $10 | $100 | Monthly |
| Special Savings | 0.10% | N/A | $100 | Monthly |
| Christmas Savings | 0.10% | $5 | N/A | Annually |
| IRA Savings | 0.25% | N/A | N/A | Monthly |
| Checking Account | 0.00% | N/A | N/A | Monthly |